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Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.
Complete the fields below and click 'Calculate Now'. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the 'Receive this Detailed Analysis' link.
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Required
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Optional
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Results
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Receive this Detailed Analysis
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Your Monthly Payments
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| Loan Amount: |
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| Loan Insurance (
%): |
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| Total Loan(Mortgage) Amount: |
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| Principal & Interest: |
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| Homeowners Insurance: |
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| Property Taxes: |
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| Condo Fees: |
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| Monthly Loan Insurance (%): |
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| Total Monthly Payment: |
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| Income Needed to Qualify for the Mortgage |
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| Total Monthly Loan Payment: |
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| Total Monthly Debt Payment: |
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| Monthly Loan Insurance (%): |
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| Qualifying Income of
% GDS Ratio: |
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| Qualifying Income of % TDS Ratio: |
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| What You Can Afford |
| We are using the % ratio.
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| Cost of House: |
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| Down Payment: |
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| Loan Value: |
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| Monthly Principal & Interest: |
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| Monthly Insurance: |
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| Monthly Property Tax: |
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| Monthly Condo Fees: |
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| Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate) |
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Smith Co. Appraisal District Tax Rates
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Smith County Appraisal District Tax Rates. (Per Each $100 Of Value)
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JURISDICTIONS
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2005 ADOPTED RATE
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2006 ADOPTED RATE
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County
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Smith County
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0.25447
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0.268275
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Cities
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Arp City
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0.482291
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0.547627
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Bullard City
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0.345579
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0.41558
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Lindale City
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0.529265
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0.51122
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Troup City
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0.709289
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0.730629
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Tyler City
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0.238375
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0.223657
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Whitehouse City
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0.643311
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0.633311
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Winona City
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0.315
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0.336873
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School District
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Arp ISD
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1.7545
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1.55
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Bullard ISD
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1.59
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1.487
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Chapel Hill ISD
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1.59
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1.48
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Lindale ISD
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1.749
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1.593
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Tyler ISD
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1.5402
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1.488
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Whitehouse ISD
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1.528
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1.445
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Winona ISD
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1.57895
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1.43791
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Special District
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Emerald Bay Mud
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0.225
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0.22
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Smith Co Water Dist.
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0.35399
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0.2729
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Emergency Serv. Dist. #1
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0.05
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0.05
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Tyler Junior College
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0.127169
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0.1272
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Pamela Walters
Broker
GRI, CRS, CSA, e-Pro
Graduate REALTOR® Institute
Office: (903) 581-3900
Fax: (903) 581-8359
Email Pamela
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